Old Vs New Regime Calculator -

Old vs New Tax Regime Calculator

Comprehensive calculator: AY 2024-25, 2025-26, 2026-27 • All Major Income Heads • Deductions • Surcharge + Cess • Breakeven Analysis

Profile & Assessment Year

Assessment Year

Taxpayer Category

Metro City (for HRA)

Basic Salary (for HRA)

HRA Received

Rent Paid

LTA Exemption Claimed

Income Inputs (₹)

Gross Salary (incl. allowances)

Business/Profession Income

Interest Income

Dividend Income

Other Income

LTCG Equity (Sec 112A)

STCG Equity (Sec 111A)

LTCG Other Assets

STCG Other Assets

House Property

Let-out NAV

Let-out Interest on Loan

Self-Occupied Interest (Old only, cap ₹2L)

Deductions (Old/New Regime)

80C/CCC/CCD(1) contribution

Allowed max ₹1,50,000 | Running allowed: 0

80CCD(1B) NPS

80CCD(2) Employer NPS (both)

80D Health Insurance

Senior Citizen in 80D?

80TTA/80TTB

Use 80TTB (Senior)?

80E

80EEA

80G

80GG

80DD

80DDB

80U

Verdict

Visual Comparison

Old

New

Includes surcharge and 4% health & education cess.

Breakeven Analysis

🎯 Understand your breakeven point

Old Vs New Regime Calculator